SIDE-BY-SIDE COMPARISON OF THE PLANS
|
DENTAL BLUE BASIC PPO |
DENTAL BLUE ENHANCED PPO |
DENTAL SelectHMO |
| In-network |
Out-of-network |
In-network |
Out-of-network |
In-network only |
| Annual Deductible |
$25 |
$50/$150 |
None |
| Waived for diagnostic & preventive services |
Yes |
No |
Yes |
No |
N/A |
| Annual Maximum |
$500 |
$1,250 |
No |
| Diagnostic & Preventive Services such as Cleanings, exams & X-rays |
100% |
80% |
100% |
80% |
No copayment for these services, a $5 office visit copayment will apply |
| BASIC SERVICES |
| Fillings |
80% |
60% |
80% |
60% |
No copayment for most fillings |
| Other Minor Restorative |
Not covered |
Copayments ranging from $31 to $187 depending on procedure |
| MAJOR SERVICES |
| Oral Surgery |
Not covered |
50% |
Copayments for most commonly performed procedures range from $36 to $223 |
| Endodontics |
50% - limited to pulpotomies on primary teeth only |
50% |
Copayments: Anterior root canal² - $289 Molar root canal² - $459 |
| Periodontics |
Not covered |
50% |
Gingivectomy² -per tooth- $72 copayment |
| Prosthodontics |
50% - limited to stainless steel crowns on primary teeth only |
50% |
Copayment: Crown² - $432 Partial denture² - $430 |
| Orthodontics |
Not covered |
Children only 50%, $100 Deductible, $500 per year/ $1,000 lifetime maximum |
Child-$2,870 copay Adult-$3,045 copay Retention-$210 copay |
| In-Network Reimbursement |
Dental Blue 100 fee schedule |
Dental Blue 100 fee schedule |
Dental SelectHMO fee schedule |
| Out-of-Network ¹ Reimbursement |
Dental Blue 100 fee schedule |
Dental Blue 100 fee schedule |
None |
| Waiting Periods |
No waiting period for cleanings, exams & X-rays; 6 month waiting period for all other covered services |
No waiting period for cleanings, exams & X-rays; 6 month waiting period for basic services; 12 month months for major services |
6 month waiting period for fillings for which there is no member copayment |
| Brochures |
Dental Blue PPO Brochure |
SelectHMO Brochure |
| Applications |
Dental Blue PPO Application |
SelectHMO Application |